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Financial Outsourcing Solutions

Corporate People

Topic: Evelyn I. Dehmey

19 May
2022
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FLOOD FAQS UPDATED!

FLOOD FAQS UPDATED! After years of flood insurance regulatory changes, the agencies finally released an updated Flood FAQ that consolidates existing FAQs (from 2009) with those proposed in July 2020 and March 2021 into one set of questions as of …

Evelyn I. Dehmey

30 Mar
2022
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Effects of Trustmark Redlining

Effects of Trustmark Redlining Trustmark Bank, a $17 Billion bank in Memphis, Tennessee, agreed to pay a civil money penalty of $5 million to the CFPB and $4 million to the OCC as settlement in a redlining case.  This was …

Evelyn I. Dehmey

18 Mar
2022
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Appraisal Bias

Appraisal Bias An African American couple purchased a home and worked hard to fix it up.  They sought to refinance, and the bank ordered an appraisal.  Normal process, right?  Then comes the kicker.  A Caucasian appraiser valued the home at …

Evelyn I. Dehmey

07 Mar
2022
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What’s the Deal with Fees?

What’s the Deal with Fees? Recently, there seems to be a lot of chatter coming from regulators about fees. So, what’s up with that? It started with Overdraft Fees. In December 2021, the CFPB blogged that banks are deeply dependent …

Evelyn I. Dehmey

18 Mar
2021
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Electronic Banking Explosion

The COVID pandemic has done much to promote electronic banking.  Initially, banks began seeing an increase in debit card access and online banking enrollments because persons accustomed to using branches could not access them.  Growth in Internet access during COVID …

Evelyn I. Dehmey