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Financial Outsourcing Solutions

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Welcome

Financial Outsourcing Solutions (FOS) is a leading provider of internal audit, risk management and compliance services to financial institutions located in Pennsylvania, New Jersey, Maryland, Delaware, and New York.

 

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What's New

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10 Jan
2019
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CRA Overhaul Coming

CRA Overhaul Coming! Bankers have been under regulatory siege for the last few years with major changes involving mortgage servicing, new TILA/RESPA disclosures, and a total HMDA overhaul – with little opportunity to influence those …

CRA Overhaul Coming

07 Dec
2018
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COUNTING HMDA!

COUNTING HMDA! One of the most problematic issues we’ve encountered with HMDA is how to count open-end lines of credit for exemption and then what to report.  If you follow the CFPB’s Transactional Coverage Chart …